:root {
  --navy: #0d1b2a;
  --navy-raised: #12263a;
  --teal: #20a090;
  --teal-dark: #1a7a6e;
  --teal-light: #2ec4b6;
  --gold: #c9a84c;
  --ink: #17212b;
  --heading: #0d1b2a;
  --body: #354454;
  --muted: #5b6876;
  --line: #d8e0e5;
  --canvas: #f7fafb;
  --surface: #ffffff;
  --surface-raised: #ffffff;
  --notice: #eef9f7;
  --header-bg: rgba(255,255,255,.97);
  --focus: #126e64;
  --shadow: 0 18px 42px rgba(13, 27, 42, .11);
  --radius: 1.1rem;
  --wrap: 74rem;
  color-scheme: light;
}

:root[data-theme="dark"] {
  --teal: #48c9b6;
  --teal-dark: #6bdbc8;
  --teal-light: #7ee7dc;
  --gold: #e2c36a;
  --ink: #f4f8fa;
  --heading: #f4f8fa;
  --body: #d2dee3;
  --muted: #adc1c8;
  --line: #3a5562;
  --canvas: #101e28;
  --surface: #172734;
  --surface-raised: #1d303e;
  --notice: #153d3c;
  --header-bg: rgba(23,39,52,.97);
  --focus: #f1ca69;
  --shadow: 0 18px 42px rgba(0,0,0,.34);
  color-scheme: dark;
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme]), :root[data-theme="system"] {
    --teal: #48c9b6;
    --teal-dark: #6bdbc8;
    --teal-light: #7ee7dc;
    --gold: #e2c36a;
    --ink: #f4f8fa;
    --heading: #f4f8fa;
    --body: #d2dee3;
    --muted: #adc1c8;
    --line: #3a5562;
    --canvas: #101e28;
    --surface: #172734;
    --surface-raised: #1d303e;
    --notice: #153d3c;
    --header-bg: rgba(23,39,52,.97);
    --focus: #f1ca69;
    --shadow: 0 18px 42px rgba(0,0,0,.34);
    color-scheme: dark;
  }
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; min-width: 320px; background: var(--surface); color: var(--ink); font: 400 1rem/1.6 Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; }
img { display: block; max-width: 100%; }
a { color: var(--teal-dark); text-underline-offset: .19em; }
a:hover { color: var(--heading); }
button, input { font: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 3px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; z-index: 100; left: 1rem; top: -8rem; padding: .7rem 1rem; border-radius: .5rem; background: var(--navy); color: #fff; font-weight: 700; }
.skip-link:focus { top: 1rem; }
.wrap { width: min(calc(100% - 2rem), var(--wrap)); margin-inline: auto; }
.narrow { width: min(calc(100% - 2rem), 49rem); margin-inline: auto; }
.section { padding: clamp(3.8rem, 8vw, 7rem) 0; }
.section--soft { background: var(--canvas); }
.eyebrow { margin: 0 0 .75rem; color: var(--teal-dark); font-size: .79rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; }
.eyebrow--mint { color: #80e6dc; }
.eyebrow--teal-light { color: #7ee7dc; }
h1, h2, h3 { margin: 0; color: var(--heading); font-weight: 800; letter-spacing: -.03em; line-height: 1.12; }
h1 { font-size: clamp(2.45rem, 5.2vw, 5rem); max-width: 14ch; }
h2 { font-size: clamp(1.9rem, 3.5vw, 3.1rem); max-width: 19ch; }
h3 { font-size: 1.18rem; }
p { margin: 0 0 1rem; }
.lead { max-width: 42rem; color: var(--body); font-size: clamp(1.12rem, 1.6vw, 1.32rem); line-height: 1.65; }
.section-heading { display: grid; gap: .6rem; margin-bottom: 2.4rem; }
.section-heading--center { justify-items: center; text-align: center; }
.section-heading--center h2, .section-heading--center .lead { max-width: 40rem; }
.header { position: sticky; z-index: 20; top: 0; border-bottom: 1px solid var(--line); background: var(--header-bg); backdrop-filter: blur(12px); }
.header-row { display: flex; min-height: 5.3rem; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { display: inline-flex; width: min(12.5rem, 43vw); align-items: center; }
.brand img { width: 100%; height: auto; }
.brand-mark--dark { display: none; }
:root[data-theme="dark"] .brand .brand-mark--light { display: none; }
:root[data-theme="dark"] .brand .brand-mark--dark { display: block; }
@media (prefers-color-scheme: dark) {
  :root:not([data-theme]) .brand .brand-mark--light, :root[data-theme="system"] .brand .brand-mark--light { display: none; }
  :root:not([data-theme]) .brand .brand-mark--dark, :root[data-theme="system"] .brand .brand-mark--dark { display: block; }
}
.header-controls { display: flex; align-items: center; gap: .65rem; }
.theme-toggle { display: inline-grid; width: 2.75rem; height: 2.75rem; flex: 0 0 auto; place-items: center; padding: .45rem; border: 1px solid var(--line); border-radius: .55rem; background: var(--surface-raised); color: var(--heading); }
.theme-toggle:hover { border-color: var(--teal-dark); color: var(--teal-dark); }
.theme-toggle svg { display: none; width: 1.35rem; height: 1.35rem; fill: none; stroke: currentColor; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.8; }
.theme-toggle[data-theme-state="system"] [data-theme-icon="system"], .theme-toggle[data-theme-state="light"] [data-theme-icon="light"], .theme-toggle[data-theme-state="dark"] [data-theme-icon="dark"] { display: block; }
.menu-toggle { display: none; min-height: 2.75rem; padding: .5rem .7rem; border: 1px solid var(--line); border-radius: .55rem; background: var(--surface-raised); color: var(--heading); font-weight: 750; }
.nav { display: flex; align-items: center; gap: .15rem; }
.nav a { padding: .56rem .65rem; color: var(--body); font-weight: 650; text-decoration: none; }
.nav a[aria-current="page"], .nav a:hover { color: var(--teal-dark); text-decoration: underline; }
.nav .button { margin-left: .45rem; }
.button { display: inline-flex; min-height: 2.85rem; align-items: center; justify-content: center; gap: .45rem; padding: .67rem 1rem; border: 1px solid transparent; border-radius: .65rem; background: var(--teal-dark); color: #fff; font-weight: 800; line-height: 1.2; text-align: center; text-decoration: none; transition: background-color .15s ease, color .15s ease, transform .15s ease; }
.button:hover { background: var(--navy); color: #fff; text-decoration: none; }
.button:active { transform: translateY(1px); }
.button--light { border-color: rgba(255,255,255,.42); background: transparent; color: #fff; }
.button--light:hover { background: #fff; color: var(--navy); }
.button--outline { border-color: var(--teal-dark); background: transparent; color: var(--teal-dark); }
.button--outline:hover { background: var(--teal-dark); color: #fff; }
.button--gold { background: var(--gold); color: var(--navy); }
.button--gold:hover { background: #e2c36a; color: var(--navy); }
.button-row { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.8rem; }
.hero { position: relative; overflow: hidden; background: var(--navy); color: #fff; }
.hero::before { position: absolute; inset: 0; background: radial-gradient(circle at 12% 15%, rgba(46,196,182,.28), transparent 30rem), radial-gradient(circle at 91% 12%, rgba(201,168,76,.2), transparent 23rem); content: ""; pointer-events: none; }
.hero-grid { position: relative; display: grid; align-items: center; gap: clamp(2.5rem, 6vw, 5rem); padding: clamp(4.4rem, 8vw, 7.6rem) 0; grid-template-columns: minmax(0, 1.1fr) minmax(19rem, .9fr); }
.hero h1 { color: #fff; }
.hero .lead { color: rgba(255,255,255,.84); }
.pill { display: inline-flex; align-items: center; border: 1px solid rgba(46,196,182,.5); border-radius: 100rem; padding: .38rem .65rem; background: rgba(46,196,182,.1); color: #c5fbf4; font-size: .82rem; font-weight: 750; }
.hero-card { padding: clamp(1.3rem, 3vw, 2.2rem); border: 1px solid rgba(255,255,255,.16); border-radius: var(--radius); background: rgba(255,255,255,.08); box-shadow: var(--shadow); }
.hero-card h2 { color: #fff; font-size: 1.35rem; }
.check-list, .feature-list { display: grid; gap: .8rem; margin: 1.3rem 0 0; padding: 0; list-style: none; }
.check-list li, .feature-list li { position: relative; padding-left: 1.75rem; }
.check-list li::before, .feature-list li::before { position: absolute; left: 0; top: .18rem; width: 1rem; height: 1rem; border-radius: 50%; background: var(--teal-light); color: var(--navy); content: "✓"; font-size: .74rem; font-weight: 900; line-height: 1rem; text-align: center; }
.story-grid, .split-grid { display: grid; gap: clamp(1.6rem, 4vw, 3.5rem); grid-template-columns: repeat(2, minmax(0, 1fr)); }
.story-panel { padding: clamp(1.5rem, 3vw, 2.4rem); border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface-raised); box-shadow: 0 10px 26px rgba(13,27,42,.05); }
.story-panel--dark { background: var(--navy); color: #fff; }
.story-panel--dark h2, .story-panel--dark h3 { color: #fff; }
.stat { display: block; margin-bottom: .4rem; color: var(--teal-dark); font-size: 2.4rem; font-weight: 850; letter-spacing: -.06em; }
.grid-3 { display: grid; gap: 1rem; grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { display: grid; gap: 1rem; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card { height: 100%; padding: 1.35rem; border: 1px solid var(--line); border-radius: .9rem; background: var(--surface-raised); box-shadow: 0 8px 22px rgba(13,27,42,.04); }
.card p { color: var(--body); }
.icon-badge { display: grid; width: 2.6rem; height: 2.6rem; place-items: center; border-radius: .62rem; background: rgba(32,160,144,.13); color: var(--teal-dark); font-weight: 900; }
.card .icon-badge { margin-bottom: 1rem; }
.step { position: relative; padding: 1.45rem 1.25rem 1.25rem; border-top: 4px solid var(--teal); border-radius: .75rem; background: var(--surface-raised); box-shadow: 0 8px 22px rgba(13,27,42,.05); }
.step-number { display: block; margin-bottom: .6rem; color: var(--teal-dark); font-size: .78rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.callout { padding: clamp(1.4rem, 4vw, 2.6rem); border-radius: var(--radius); background: linear-gradient(120deg, var(--navy), var(--navy-raised)); color: #fff; }
.callout h2, .callout h3 { color: #fff; }
.callout p { color: rgba(255,255,255,.82); }
.callout .lead { color: rgba(255,255,255,.82); }
.mt-lg { margin-top: 1.3rem; }
.mt-3xl { margin-top: 3rem; }
.grid-top-gap { margin-top: 2.6rem; }
.card-heading { font-size: 1.4rem; }
.contact-address { color: var(--body); font-style: normal; }
.logo-lockup { width: 100%; max-width: 42rem; margin: 0 auto; }
.process-rail { display: grid; gap: 1rem; margin: 2rem 0 0; }
.process-item { display: grid; gap: 1rem; grid-template-columns: 3rem 1fr; padding: 1rem 0; border-bottom: 1px solid var(--line); }
.process-item strong { display: grid; width: 2.45rem; height: 2.45rem; place-items: center; border-radius: 50%; background: var(--navy); color: #fff; }
.process-item h3 { margin-bottom: .25rem; }
.process-item p { color: var(--body); }
.faq-list { display: grid; gap: .75rem; }
details { border: 1px solid var(--line); border-radius: .75rem; background: var(--surface-raised); }
summary { min-height: 3.8rem; padding: 1rem 1.2rem; color: var(--heading); cursor: pointer; font-weight: 800; }
details > div { padding: 0 1.2rem 1rem; color: var(--body); }
.prose h2 { margin-top: 2.3rem; font-size: 1.65rem; }
.prose h3 { margin-top: 1.6rem; }
.prose li { margin: .35rem 0; }
.prose p, .prose li { color: var(--body); }
.notice { border-left: 4px solid var(--teal); padding: 1rem 1.1rem; background: var(--notice); color: var(--body); }
.footer { border-top: 1px solid rgba(255,255,255,.14); background: var(--navy); color: #e4ebf0; }
.footer-grid { display: grid; gap: 2rem; padding: 3.8rem 0 2rem; grid-template-columns: 1.35fr repeat(3, 1fr); }
.footer .brand { width: min(17rem, 100%); }
.footer-tagline { margin-top: 1rem; }
.footer h2 { color: #fff; font-size: 1rem; letter-spacing: 0; }
.footer p, .footer a { color: #cbd6df; }
.footer ul { display: grid; gap: .45rem; margin: .75rem 0 0; padding: 0; list-style: none; }
.footer a:hover { color: #fff; }
.footer-bottom { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1.3rem 0; border-top: 1px solid rgba(255,255,255,.14); color: #b8c6d1; font-size: .88rem; }
.not-found-tools { display: flex; justify-content: flex-end; margin-bottom: 2rem; }
.text-button { padding: 0; border: 0; background: transparent; color: inherit; font: inherit; text-decoration: underline; text-underline-offset: .19em; }
.cookie-banner { position: fixed; z-index: 30; right: 1rem; bottom: 1rem; left: 1rem; max-width: 45rem; margin-inline: auto; padding: 1.15rem; border: 1px solid rgba(255,255,255,.3); border-radius: .8rem; background: var(--navy); box-shadow: var(--shadow); color: #fff; }
.cookie-banner p { margin: 0; color: #e3ecf2; font-size: .93rem; }
.cookie-banner a { color: #fff; }
.cookie-actions { display: flex; flex-wrap: wrap; gap: .6rem; margin-top: .9rem; }
.cookie-actions .button { min-height: 2.5rem; padding: .5rem .72rem; }
dialog { width: min(calc(100% - 2rem), 37rem); border: 1px solid var(--line); border-radius: .9rem; background: var(--surface-raised); color: var(--ink); box-shadow: 0 24px 70px rgba(13,27,42,.35); }
dialog::backdrop { background: rgba(13,27,42,.66); }
dialog form { padding: 1.4rem; }
dialog label { display: flex; align-items: flex-start; gap: .75rem; margin: 1rem 0; color: var(--body); }
dialog input { width: 1.2rem; height: 1.2rem; margin-top: .18rem; }
.dialog-actions { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .7rem; margin-top: 1.3rem; }
@media (max-width: 820px) {
  .menu-toggle { display: inline-flex; align-items: center; }
  .nav { display: none; position: absolute; top: calc(100% + 1px); right: 0; left: 0; flex-direction: column; align-items: stretch; gap: 0; padding: .8rem 1rem 1rem; border-bottom: 1px solid var(--line); background: var(--surface-raised); box-shadow: 0 10px 20px rgba(13,27,42,.09); }
  .nav.is-open { display: flex; }
  .nav a { padding: .75rem; }
  .nav .button { margin: .5rem .25rem 0; }
  .hero-grid, .story-grid, .split-grid, .footer-grid { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hero-card { max-width: 39rem; }
}
@media (max-width: 590px) {
  .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .header-row { min-height: 4.6rem; }
  .footer-bottom { align-items: flex-start; flex-direction: column; }
  .button-row .button { width: 100%; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; } }
@media print { .header, .footer, .cookie-banner, dialog, .skip-link, .theme-toggle { display: none !important; } .section { padding: 1.5rem 0; } a { color: inherit; } }